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We consider every associate a valued member of the OSI team. Our corporate values center on respect for the individual, and we recognize that what each of us does contributes to our overall success.One of the ways OSI supports this philosophy of respect is through the wide range of benefits we provide for our associates. In fact we try to survey OSI associates regarding the company's benefits on a regular basis, incorporating their opinions into our benefits programs. As a result, our associates help design our benefits. This is just one of the reasons OSI is the employer of choice in the receivables management industry.
Medical Benefits
Dental Coverage
Prescription Drug Coverage
Vision Coverage
Special Benefits for Women
Disability Coverage
Life Insurance
Flexible Spending Accounts
Tuition Reimbursement and Scholarship Awards
OSI University
401(k) Retirement Savings
Corporate Discounts
Leaves of Absence
Employee Assistance Program
Medical Benefits
If you've ever wondered why medical coverage is referred to as a "benefit," take a good look at the insurance form after you've visited a doctor or taken a medical test. It's pretty shocking to discover the skyrocketing costs of medical coverage. And what an enormous "benefit" it is to know that most, sometimes all, of that tidy sum is being taken care of by your insurance plan.That's why you'll say "aaah" when you discover the affordable coverage provided by OSI. We provide a combination of healthcare options that offer freedom of choice, affordable costs, comprehensive coverage and access to a full array of medical services.
Dental Coverage
Okay, we know a visit to the dentist isn't high on most people's lists of fun things to do. But routine exams and cleaning can prevent many of the dental procedures that scare the wits out of us in the first place. And OSI coverage helps make that routine care more affordable.By offering two options for our dental plans you'll get the coverage you need and that's something you can definitely smile about.
Prescription Drug Coverage
Please note: You will experience the following side effects when using your Prescription Drug Benefits: Convenience and Ease of Use.All OSI healthcare options include prescription drug coverage. Best of all, you can fill your prescriptions either at your local pharmacy or through the mail.
Vision Coverage
There's no doubt about it. We all tend to take our eyesight for granted. And it's so very easy to put off getting regular eye examinations.At OSI, we realize that eyesight is a precious gift. So we make it easy for associates to obtain regular examinations and to purchase lenses and frames for vision correction at affordable prices. In addition, our Vision Service Plan offers a Laser VisionCare program designed to provide members with discounted laser surgery when obtained through the network.
Special Benefits for Women
In 1998, the federal government passed a Women's Health and Cancer Rights Act. This law requires that group health plans and health insurers providing benefits for a mastectomy must also provide the following: coverage for reconstruction of either or both breasts, and prostheses or treatment of physical complications in a manner determined by the doctor and patient.OSI provides this health benefit.
Disability Coverage
Accidents will happen. And when they do, it's good to know OSI makes disability coverage available.Our Short-Term Disability Coverage provides short-term income protection while you are disabled and unable to work due to sickness or non-work-related accidental injury. Our Long-Term Disability Coverage, which takes over where short-term coverage ends, provides a monthly benefit of up to 60% of your monthly earning.
Life Insurance
It's a very secure feeling to know that those who depend on you will have a measure of financial support should something happen to you. OSI is pleased to offer this reassurance of security at no cost to you.Our Life and Accidental Death and Dismemberment (AD&D) coverage provides a lump-sum benefit upon the death of a covered individual. The benefit amount is doubled if death occurs as a result of an accident. In addition, to the basic benefit amount, you may (at your own cost) apply for additional insurance. This coverage is available for you, your spouse, and your children at group rates through payroll deduction.
Flexible Spending Accounts
How would you like to be able to use before-tax dollars to pay for dependent care and health-related services that you anticipate needing in the next year?The Flexible Spending Account (also known as Dependent Care or Healthcare Reimbursement) allows you to do just that. By setting aside a portion of your salary through monthly payroll deductions you can pay for services not covered by your healthcare plan option and dependent care, including childcare and adult care expenses. Because you are paying with pre-tax money, you save tax dollars on those expenses.
Tuition Reimbursement and Scholarship Awards
OSI will pay 100% of tuition and books when an associate takes a course (through an accredited school or program) that is directily related to his/her position. And this reimbursement is paid up front, when you enroll, rather when you complete your course. All the company requires is that you attain a "C" grade or higher, and continue working at OSI for a certain length of time after you complete the course.Because you're smart enough to work at OSI, your son/daugter could qualify for an OSI Scholarship award! The scholarship pays $1,000 per year for qualifying students to attend college. This award is paid prior to the start of the school year for four years, provided that the winner maintains a certain grade average, and his/her parent is an active, full-time OSI associate.
OSI University
OSI University is about training you for your future. Any future. It's a wonderful way to develop skills - all kinds of skills - and advance your career through special OSI programs and courses, all across the country.Locally, OSIU starts with extensive "new hire" training for account reps and supervisors. It leads to on-going skills and leadership development training for team leaders and managers.
Regionally, OSIU offers faculty in field offices to support that training with cohesive programs and course development.
Nationally, OSIU is a state-of-the-art training facility in St Louis. It provides high-quality training, education and other development resources to OSI associates everywhere.
At OSI University you can further your education in the client industry you serve, learn a new client industry, gain leadership skills, improve communication skills, progress in your own career goals, and more.
401(k) Retirement Savings
If someone offered you a 50% match on your money, you'd either think it was too good to be true, or you'd say, "Lead me to it!" But that's exactly what you get with the OSI 401(k) plan, a very attractive way of saving for your retirement.Simply designate a percentage of your salary to contribute to your 401(k) account through payroll deduction. The money you set aside does not get taxed before it goes into your account. As a result, your money can grow faster in the 401(k) than in many other types of savings or investment accounts. Furthermore, OSI matches contributions - up to a 50% match on your money up to a maximum 4% of your salary.
Corporate Discounts
We are continually investigating new and interesting possibilities for entertainment and products our associates will enjoy.A sampling of privileges include the following: discounts on Nissan vehicles, special savings on memberships for the new Disney Club and reduced prices on admission to Six Flags Amusement Parks.
Leaves of Absence
OSI realizes that everyone at some time may have significant life circumstances that require our involvement, and we want to extend a helping hand when such events occur. This is why we offer associates the opportunity to take a leave of absence for certain compelling situations (medical leave, family leave, personal leave).The amount of leave time you will be allowed depends on such things as how long you have worked for OSI and the type of leave you are requesting. In addition, OSI supports associates who request time off for funerals, jury duty, or military obligations.
Employee Assistance Program
Employee Assistance Programs ("EAPs") historically were dedicated exclusively to helping individuals address alcohol and drug abuse. And, while our EAP program continues to offer confidential assistance to associates or their family members who may need this help, our program has become a more extensive resource.Our program is LifeBalance and it can provide you and your family access to confidential counseling that will help you deal with issues of daily living. What kinds of issues? Financial information, childcare, elder care resources, legal consultation, and other work or personal situations.
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